Must Knows
A must know section for anyone lending through our platform.
- How do I give permissions to Umba on my phone?
- Why do you need permission for my phone?
- Why does umba need my ID details?
- Can I trust umba with my data?
- To which Credit Reference Bureaus do you report?
- What is a Credit Reference Bureau?
- Can I request to repay my loan at a later date?
- What will happen if I miss my repayment?
- What happens if I overpay my loan?
- I paid using a different number. What should I do?
- Is there a monthly repayment option?
- Where can I see my repayment schedule?
- Can I repay with one payment at the end of the loan term?
- How should I repay umba?
- How fast will my loan size increase?
- Will my loan size increase everytime I repay?
- What interest rate does Umba loan service charge?
- What's the largest amount I can take?
- Can I apply for a higher amount than shown?
- How do you determine my loan offers?
- How much can I borrow?
- How do I apply for a loan?
- What if someone else applied with my phone?
- How can I increase my chance of being accepted?
- How long does the application process take?
- Why was I rejected for a loan?
- How does umba make a lending decision?
- What is required to receive an umba loan?
- Can I change my national ID number after I receive a loan?
- How do I validate my mobile money account?