To add a new bill payment merchant, log into your Umba app
a) On your home screen, click on the plus (+) button on your lower right
b) Select the "Pay Bill" tab
c) Select account and click on "Add New"
d) Select a category, for example "AIRTIME"
e) On your preferred provider/package, for example "MTN", select "Add Account"
f) Enter the Account Number and a short nickname
g) Click on "Next" button
h) You have successfully added a new account