What Do I Do If My Salary Has Been Paid Into My Umba Account But No Salary Loan Offer? Umba Follow Please be patient. Our system may take a while to recognize your salary and grant you a Salary Loan. Related articles How Long Does It Take To Be Approved For A Salary Loan? Am I Eligible For A Salary Loan? Is this Salary Loan A One Time Offer? How do I contact the Customer Care Team? What Should I Do If I Can't Get My Salary Paid Into Umba? Comments 0 comments Article is closed for comments.