For the referral bonus to be completed and unlocked, the person you refer must have fulfilled the following:
- Downloaded and created an account using your referral link
- Completed their selfie check and linked their bank account so that we can verify their identity.
- Made a transfer of N100 to another Umba user (cannot be to you).
Once these steps are complete, you and the person you referred will both receive a N10 referral bonus.
Please note that after 4 referrals, you will no longer receive a cash bonus for additional referrals. cc