What happens if I overpay my loan? Umba Follow If you overpay your loan on your last repayment, the amount will remain on your account. For further details, check out this link Related articles How do referrals work? Is there a monthly repayment option? Can I request to repay my loan at a later date? What will happen if I miss my repayment? What is required to receive an umba loan? Comments 0 comments Please sign in to leave a comment.