Umba uses data from your phone, including your handset details and financial transaction messages to make lending decisions. These data are a crucial part of our decision-making process, and allow us to provide seamless and efficient financial services.
Articles in this section
- How do I give permissions to Umba on my phone?
- Why do you need permission for my phone?
- Why does umba need my ID details?
- Can I trust umba with my data?
- What is a Credit Reference Bureau?
- Can I request to repay my loan at a later date?
- What will happen if I miss my repayment?
- What happens if I overpay my loan?
- Is there a monthly repayment option?
- Where can I see my repayment schedule?